According to the National Study of Millionaires by Ramsey Solutions, 8 out of 10 millionaires invested in their company’s 401(k) plan, and that simple step was a key to their financial success. Not only that but 3 out of 4 of those surveyed also invested outside of company plans— mostly …

If only more people paid attention to their paychecks than credit limits, we would have less poverty, homelessness, divorce, and more happy millionaires who don’t stress about money.

Do you find yourself constantly daydreaming about not paying taxes? Be careful what you wish for when you rub that magic lamp. Or you might end up like the 60-year-old husband who instantly turned 90 after wishing for a much younger wife!